About the Documentary Clearing House & Associates, LLC:

Documentary Clearinghouse LLC. was organized by two professionals, Barry Wilhelm and Richard F. Kessler, to redress the institutional defects and deficiencies surrounding the collapse of the secondary mortgage market. Barry Wilhelm acts as webmaster with a background in programming, site security, e-commerce, marketing, and design. Richard Kessler is a graduate of Yale Law School and a Washington, D.C. attorney. He has made a career of innovative and first-time legal strategies. What started as a crisis has been overtaken by institutional inertia. Neither public officials nor private enterprise engaged in financing mortgages have shown any inclination to mitigate the losses or take any financial responsibility. The federal government and the financial institutions which precipitated the secondary market collapse have so far successfully resisted regulatory reforms necessary to prevent a reoccurrence of the crisis.

In response, DCH was created to focus attention upon the problems and undertake useful initiatives and programs to help correct the deficiencies and defects in the system. DCH is specifically committed to the following objectives:

• Redress the imbalance between mortgage creditor and mortgage debtor to provide a stronger incentive for the creditor to accept a dispute resolution other than foreclosure.
• Reform the secondary by reestablishing private ordering within a regulated environment provided by an effective regulatory regime.
• Reconnect the financial institutions which profited from the sale of cash-for-trash securities to investors with the resulting financial losses so that those who created the mess help in its clean-up.
  
• Restore the integrity of the judiciary in foreclosure proceedings so that the judges who enforce the rules will also once again follow the rules.

In its first project, DCH sponsored a lawsuit against Chief Judge Lee E. Hayworth and two other judges of the 12th Circuit District court of Florida to enjoin the use of the “rocket docket” to violate the due process rights of defendants who did not contest the foreclosure proceedings. The complaint alleges that the judges regularly and knowingly rely upon deficient and defective documents in reaching an uncontested summary judgment of foreclosure. The 12th Circuit admits that it lacks the funds to discipline counsel and read pleadings and supporting documentation so judgment is rendered in reliance upon unread documentation. The case is currently pending before the U.S. District Court for the Middle District of Florida.DCH offered to review documents for the Court without charge to the Court or taxpayers but the offer was rejected.

For its second project, DCH has commissioned “Cancel the Mortgage-Now!” We try our best. We solicit your support. Please work with us and help us make a difference.